Experian.com deserves credit

Experian.com
Rating: @@@@ (4 out of 4)In my first Internet review this quarter, I'll be considering Experian.com, the web site of Experian, one of the three major credit bureaus in the US; Trans Union and Equifax are the others.

The Experian.com website is divided vertically into three sections and is colored in calming shades of blue and teal and almond. The center section, which occupies about 60 percent of the page, offers Experian products like an individual credit report, a triple bureau report, your Experian credit score, even a vehicle history report or a credit report for a business (can you imagine what the report for Buddy's Carpet looks like? You can access it with no payments and no interest until October 2013, but only if you get it before Tuesday at 9 p.m. Better hurry!).

The left column is divided into two sections: Member log in and Need Assistance, the latter divided again into two subtopics called Your Credit Report and Credit Advice, an advice column that puts Experians' VP of public Affairs, Maxine Sweet, at your service to answer all questions Experian.

The last column on the right side of the page is devoted entirely to consumer credit education. This section ought to be mandatory reading for every American. It's divided into three sections, including Consumer Alerts, Understanding Credit, and Preventing Fraud.

I found the website to be well organized, with clear and concise subtopics and explanations, and I even learned a few new things (like the difference between a credit report and a consumer disclosure). I give Experian.com a rating of four out of four @@@@ (at signs) for its ease of use, clean, simple design, and quality of information.